Search results for: 529 plans

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PBGC’s 40th anniversary report – Some good news and some bad news

The overall financial position of the 40-year old Pension Benefit Guarantee Corporation is adequate for the next several years. However, the multiemployer deficit is a real concern.

Tagged with: Global Perspectives

State and local government pension update

Concerns about pension plan solvency are widespread and attention-grabbing, yet unjustified in some cases. Pension funded ratios have declined at the state and local levels, though the cost of funding required contributions remains manageable.

Tagged with: Muni Perspectives, Muni Perspectives Blog, Municipal Bonds

It’s back-to-school — but for whom?

Back-to-school time should not only be about preparing for the kids’ current school year but also for their college years and beyond. Gen X-ers and older alums are often shocked when they become aware how much college costs have risen since they were on campus.

Tagged with: 529 Plans, Investing, Tax Strategies

Ahead of the trends — Washington update on retirement savings initiatives

Various federal government initiatives, including tax reform, will impact the way Americans save for retirement. Trends to watch include enforcement, pension de-risking and participant empowerment measures.

Tagged with: New Tax Regime, Uncategorized

Tax reform proposals that could affect retirement savings

In his State of the Union address on January 20, the president outlined his agenda for tax reform, which includes provisions that could — if enacted — affect the retirement services industry. The White House released a fact sheet on the proposed tax code changes that were part of the State of the Union address.

Tagged with: New Tax Regime, Uncategorized

Learning Center: Non-qualified deferred compensation

Deferred compensation plans are not under ERISA – although they may have to fulfill certain ERISA reporting requirements — and therefore do not have the rules that an ERISA plan would have concerning participation requirements and contribution limits. Generally with a deferred compensation plan, taxation does not occur until constructive receipt.

Tagged with: New Tax Regime, Uncategorized

State-sponsored retirement plan program proposals

As of April 2015, only three states have succeeded in enacting laws creating retirement savings programs for private-sector workers: California, Illinois and Massachusetts. California is in the process of implementing the California Secure Choice Retirement Savings Trust, which is a mandatory, IRA-based payroll-deposit retirement savings arrangement for employees of certain private-sector employers.

Tagged with: New Tax Regime, Uncategorized

College costs 101

Your child’s dream is to go to college. Your dream is to pay for it.

Saving for college: What’s the real cost of waiting?

Saving for college can seem overwhelming. Many people take a “wait until we can afford it” or “we’ll just borrow the money” approach.

Tagged with: 529 Plans, Uncategorized

D-Day for healthcare — Three potential outcomes of U.S. Supreme Court ruling

The Supreme Court is about to rule on whether to uphold tax subsidies for individuals buying health insurance on the 34 federally administered state public health exchanges. Congress and the Department of Health and Human Services will have to scramble to respond to invalidation and respond quickly to enrollees, providers and payers.

Tagged with: Economic Policy
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About Us

Columbia Threadneedle Investments is a leading global asset management group that provides a broad range of actively managed investment strategies and solutions for individual, institutional and corporate clients around the world. With more than 2,000 people, including over 450 investment professionals based in North America, Europe and Asia, we manage $503 billion†† of assets across developed and emerging market equities, fixed income, asset allocation solutions and alternatives.

††In U.S. dollars as of June 30, 2015. Source: Ameriprise Q2 Earnings Release. Includes all assets managed by entities in the Columbia and Threadneedle groups of companies. Contact us for more current data.